Your Home. Your Equity. Your Security.
Security isn't a feature we bolted on. It's the foundation we built on. From encrypted data handling to county-recorded liens, every layer of UnblockEquity is designed to protect you.
Your Data Is Locked Down
We use the same encryption and security standards trusted by the world's largest financial institutions.
AES-256 Encryption
All data encrypted at rest and in transit using industry-standard AES-256 encryption. Your personal and financial information is never stored in plaintext.
PCI-DSS Level 1 via Stripe
Payment processing handled by Stripe, the world's leading payment infrastructure. PCI-DSS Level 1 certified -- the highest level of compliance.
No Banking Credentials Stored
We never store your bank account numbers, credit card details, or banking credentials. All financial data is tokenized through our payment partners.
SOC 2 Compliance
In ProgressSOC 2 Type II compliance in progress. Our infrastructure and data handling procedures are being audited against the highest industry standards.
Real Law. Real Protection.
Our legal structure isn't novel or experimental. It's the same framework used to deploy billions in home equity access products.
County-Recorded Voluntary Junior Liens
Every equity access agreement is secured by a voluntary junior lien recorded at the county level. Public record, fully transparent, legally enforceable.
Proven Legal Structure
Same legal instrument used by Point, Hometap, and Unlock -- companies that have collectively deployed over $3 billion. This isn't experimental. It's established real estate law.
Licensed FL Title Company Escrow
All funds flow through a licensed Florida title company acting as escrow agent. Independently bonded and insured for your protection.
Attorney-Reviewed Agreements
Every Shared Equity Agreement is drafted and reviewed by real estate attorneys. Clear terms, no hidden clauses, no surprises.
Institutional-Grade Infrastructure
Built on Coinbase's Base L2 with open-source, verified smart contracts and fully transparent on-chain collateral.
Base L2 by Coinbase
Built on Base, Coinbase's Layer 2 blockchain. Institutional-grade security inherited from Ethereum, with low fees and fast settlement.
Open-Source Smart Contracts
All smart contracts are verified on BaseScan and open-source. Third-party audit is in progress. The underlying DeFi lending protocol is independently audited and battle-tested.
Transparent Collateral
Your equity is secured by a county-recorded lien and transparent on-chain collateral. USDC proceeds go directly to you -- we never hold your funds.
On-Chain Transparency
Every lien tokenization, every transaction, every settlement is recorded on-chain. Verify everything yourself on BaseScan.
Verify Everything on BaseScan
Every lien token, every lien registration, every transaction is publicly verifiable on the Base blockchain. Don't trust -- verify. That's the point of building on-chain.
Fully Compliant. Fully Transparent.
We operate within established regulatory frameworks at the federal, state, and industry level.
KYC/AML Verification
All participants undergo Know Your Customer and Anti-Money Laundering verification. We comply with all federal identity verification requirements.
FinCEN Compliance
Full compliance with Financial Crimes Enforcement Network regulations. Suspicious activity monitoring and reporting as required by federal law.
Florida State Regulatory Compliance
Compliant with all applicable Florida state regulations for real estate transactions, lien recording, and financial services.
SEC Framework Adherence
Our token structure and offering are designed in consultation with securities counsel. Securities opinion letter obtained to ensure regulatory compliance.
Built With Industry Leaders
Our Security Promise
We will never ask for your banking passwords, share your data with third parties without consent, or take custody of your assets. Your home equity is yours. We just help you access it -- securely.